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Thomas D. Foy, Jr. Owner

Thomas D. Foy, Jr. Owner


The stock and bond markets can be an unsettling and confusing environment. Every day there seems to be a new crisis that can create hesitation to act. However, emotion is an enemy to investment success. We will provide the fundamental concepts needed to make informed decisions based on your needs and your goals. You should be able to lay your head on your pillow at night and feel comfortable about how your money is invested.

You may have heard the concept of long-term investing, but what exactly does that mean? “Long-term” is not three weeks from next Tuesday, nor is it 25 years. Generally speaking, investment recommendations for a long-term strategy are typically 3 to 5 years. This will smooth most rough spots relative to anticipated investment pressure that can happen inevitably in a 3 to 5 year strategy, such as a market correction or two, a global crisis of some kind, a presidential election, a bull market, a bear market, economic expansion, and economic contraction. This does not mean that we “set it and forget it”; periodic monitoring is important.

PLEASE NOTE: “These are the opinions of Thomas D. Foy, Jr. and not necessarily those of Cambridge, are for informational purposes only, and should not be construed or acted upon as individualized investment advice.”

Thomas D. Foy, Jr. is a registered representative of and offers securities through Cambridge Investment Research, Inc., a broker-dealer member FINRA/ SIPC). Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Adviser. Cambridge and IRIS Financial Services are not affiliated.

The registered representatives of IRIS Financial Services may only discuss securities or transact business with persons who are residents of AL, CO, CT, DE, FL, GA, MA, MD, ME, NC, NJ, NY, OH, OK, PA, SC, VA. Advisory services offered to residents of FL and NJ.

No information provided on this site is intended to constitute an offer to sell or a solicitation of an offer to buy shares of any security, nor shall any security be offered or sold to any person, in any jurisdiction in which such offer, solicitation, purchase or sale would be unlawful under securities laws of such jurisdiction.

See Cambridge Investment Research, Inc.'s (Cambridge) Form CRS Customer Relationship Summary, available here, for succinct information about the relationships and services Cambridge offers to retail investors, related fees and costs, specified conflicts of interest, standards of conduct, and disciplinary history, among other things. Cambridge's Forms ADV, Part 2A, which describe Cambridge’s investment advisory services, Regulation Best Interest Disclosure Document, which describes Cambridge's broker-dealer services, and other client disclosure documents can be found here.